homeowners Claims

In-house claims service is conveniently provided to all of Alpha Insurer’s clients by the experienced and efficient licensed Adjusters at Beneficial Adjusting Company. Beneficial’s friendly Adjusters are happy to answer any claims-related questions you might have. Your time is valuable, so we strive always to settle claims quickly and fairly. Understanding the trauma that you may have undergone due to your accident or loss, Beneficial Adjusting Co. will treat you with the utmost respect and consideration. For the best claims service on island, put your trust in Beneficial.

Should you suffer an unfortunate incident with your insured home or property, please Visit Us at one of our convenient locations in Hagatna or Upper Tumon, Contact Us, or with us today for all your claims inquiries!


Otherwise, please follow these simple steps:

  1. Immediately notify Beneficial Adjusting Co. by phone
  2. Visit our office as soon as possible to complete, sign and date a Property Insurance Notice Of Claim form and a Notice and Acknowledgement of Co-Insurance Clause form
  3. Select a licensed and properly certified contractor whom you would like to complete the repairs to your home.
  4. Beneficial Adjusters will coordinate with you to schedule an inspection of the damage to your property and will contact you with any additional relevant information. Additional items (if necessary):
    • Homeowner’s Photo I.D.
    • Estimate from your selected, licensed, certified contractor.
    • Map to your home.